Last Updated: July 22, 2026

This Pre-Contractual Disclosure is provided by Nexius Finance Inc. to help prospective borrowers understand our financing services before submitting a loan application or entering into any credit agreement.

Please read this document carefully. It is intended for informational purposes only and does not constitute a legally binding loan offer.

About Nexius Finance Inc.

Company: Nexius Finance Inc.

Business Number (BN): 703066738RC0001

Registry Number: 12452499

Business Type: Corporation

Status: Active

Head Office

6301 Silver Dart Dr
Terminal 1 Departures
Mississauga, ON L5P 1A2
Canada

Website:
https://nexiusfin.com

Email:
info@nexiusfin.com

Telephone:
+1 438 788 6868

Our Financing Services

Nexius Finance Inc. provides online financing solutions designed for individuals, self-employed professionals, and businesses throughout Canada.

Applications are submitted online and are subject to identity verification, eligibility assessment, document review, and internal approval procedures.

Submitting an application does not guarantee approval.

Loan Amounts

Applicants may request financing between:

Minimum: CAD $5,000

Maximum: CAD $500,000

The amount ultimately approved may differ from the amount requested following our credit assessment and affordability review.

Loan Terms

Available repayment periods generally range from:

12 months to 300 months

The repayment term offered will depend on:

Requested loan amount
Financial situation
Income
Credit assessment
Internal lending criteria
Applicable legal requirements

Interest Rate

Our standard financing products are offered with a fixed annual interest rate starting at 3%.

The final interest rate applicable to your loan will be confirmed in your Loan Agreement before acceptance.

All costs applicable to your financing, including interest and any applicable charges, will be clearly disclosed before you are required to sign any agreement.

Repayment

Loan repayments are generally made through scheduled monthly installments.

Each installment may include:

Principal repayment
Interest
Any applicable fees disclosed before contract signature

Borrowers are responsible for making payments on the agreed due dates.

Failure to make payments on time may result in additional charges where permitted by applicable law and may negatively affect your credit profile.

Eligibility Requirements

Applicants will generally be required to:

Be at least the age of majority in their province or territory.
Reside in Canada.
Possess valid government-issued identification.
Demonstrate a regular source of income.
Provide accurate and complete information.
Maintain an active Canadian bank account where applicable.
Meet our internal lending criteria.

Additional eligibility requirements may apply depending on the requested financing.

Documents That May Be Requested

During the review process, applicants may be asked to provide:

Government-issued photo identification
Proof of address
Proof of income
Recent bank statements
Employment verification
Business documents (for commercial financing)
Additional supporting documentation if required

Failure to provide requested documentation may delay or prevent loan approval.

Identity Verification

To protect applicants and comply with fraud prevention and legal obligations, Nexius Finance Inc. may verify your identity using the information and documents you provide.

Identity verification may be completed electronically or through additional documentation requests.

Credit Assessment

Each application undergoes an individual assessment.

Our evaluation may consider:

Income
Financial stability
Existing financial obligations
Ability to repay
Information supplied during the application
Supporting documentation
Other lawful assessment criteria

Approval is not automatic.

Early Repayment

Borrowers wishing to repay their loan early should contact Nexius Finance Inc.

Where permitted by the applicable loan agreement and governing law, early repayment options may be available.

Any applicable conditions or fees, if any, will be disclosed in the final Loan Agreement.

Changes to the Requested Loan

Following our assessment, Nexius Finance Inc. may propose adjustments to:

Requested amount
Repayment period
Monthly payment
Financing conditions

These adjustments are intended to ensure that the proposed financing remains appropriate to the applicant’s financial circumstances.

The applicant is under no obligation to accept a revised offer.

Right to Review Before Acceptance

Before entering into any loan agreement, applicants will receive the proposed financing terms, allowing sufficient time to review:

Loan amount
Repayment schedule
Interest rate
Total repayment amount
Monthly payment
Applicable fees
Any additional contractual conditions

No loan agreement becomes effective until accepted by both parties.

Important Risks

Borrowing money is a significant financial commitment.

Before accepting a loan, borrowers should carefully consider:

Their repayment capacity
Their monthly budget
Existing financial obligations
Potential future changes in income or expenses

Failure to meet repayment obligations may have financial and legal consequences.

No Guarantee of Approval

Submitting an online application does not guarantee financing.

Applications may be declined for various reasons, including incomplete documentation, failure to meet eligibility requirements, unsuccessful identity verification, affordability concerns, or other lawful lending criteria.

Privacy

Personal information collected during the application process is handled in accordance with our Privacy Policy and applicable privacy legislation.

Information is used only for legitimate business purposes, including application processing, fraud prevention, customer communication, and legal compliance.

Questions

If you require additional information before submitting an application, please contact us.

Nexius Finance Inc.